Median home value in zip code 94123 (San Francisco, CA) is $2219K, up 8.2% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →

Home Value$2,219,457

YoY Change

+8.2%

AFFORDABILITY

Enter your income for 94123 (San Francisco).

Income (annual)

Down Payment

$443,891 on $2,219,457

Out of reach — 202.1% of income

Need $541,286/yr to afford.

PITI$12,630

P/I202.1%

Afford$308K

Gap-$1912K

P&I $11,223Tax $1,258Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94123 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free