Zip Code

94401

San Mateo, CASan Francisco-Oakland-Berkeley, CA

Median home value in zip code 94401 (San Mateo, CA) is $1190K, down 0.5% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →

Home Value$1,189,604
YoY Change
-0.5%
AFFORDABILITY

Enter your income for 94401 (San Mateo).

$237,921 on $1,189,604
Out of reach — 109.4% of income

Need $293,100/yr to afford.

PITI$6,839
P/I109.4%
Afford$304K
Gap-$885K
P&I $6,015Tax $674Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

94401 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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94401 (San Mateo, CA) Housing Market | CrashWatch