Median home value in zip code 94401 (San Mateo, CA) is $1190K, down 0.5% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →
Home Value$1,189,604
YoY Change
-0.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 94401 (San Mateo).
$237,921 on $1,189,604
Out of reach — 109.4% of income
Need $293,100/yr to afford.
PITI$6,839
P/I109.4%
Afford$304K
Gap-$885K
P&I $6,015Tax $674Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
94401 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
View San Francisco-Oakland-Berkeley, CA analysisWant deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free