Median home value in zip code 94401 (San Mateo, CA) is $1,189,604, down 0.5% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$1,189,604

YoY Change

-0.5%

Prices falling — better for buyers.

Affordability

Enter your income for 94401 (San Mateo).

Income (annual)

Down Payment

$237,921 on $1,189,604

Example: $75,000 household income. Change it above to see your own.

Out of reach109.4% of income

Need $293,100/yr to afford.

PITI$6,839

P/I109.4%

Afford$304K

Gap-$885K

P&I $6,015Tax $674Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94401 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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