Median home value in zip code 94402 (San Mateo, CA) is $2,383,317, up 3.2% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$2,383,317

YoY Change

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 94402 (San Mateo).

Income (annual)

Down Payment

$476,663 on $2,383,317

Example: $75,000 household income. Change it above to see your own.

Out of reach216.8% of income

Need $580,800/yr to afford.

PITI$13,552

P/I216.8%

Afford$308K

Gap-$2.08M

P&I $12,051Tax $1,351Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94402 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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