Median home value in zip code 94530 (El Cerrito, CA) is $1,105,085, down 3.5% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$1,105,085

YoY Change

-3.5%

Prices falling — better for buyers.

Affordability

Enter your income for 94530 (El Cerrito).

Income (annual)

Down Payment

$221,017 on $1,105,085

Example: $75,000 household income. Change it above to see your own.

Out of reach101.8% of income

Need $272,743/yr to afford.

PITI$6,364

P/I101.8%

Afford$304K

Gap-$801K

P&I $5,588Tax $626Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94530 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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