Zip Code

94601

Oakland, CASan Francisco-Oakland-Berkeley, CA

Median home value in zip code 94601 (Oakland, CA) is $540K, down 10.0% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →

Home Value$540,354
YoY Change
-10.0%
AFFORDABILITY

Enter your income for 94601 (Oakland).

$108,071 on $540,354
Out of reach — 51% of income

Need $136,671/yr to afford.

PITI$3,189
P/I51%
Afford$297K
Gap-$244K
P&I $2,732Tax $306Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

94601 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis
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94601 (Oakland, CA) Housing Market | CrashWatch