Zip Code

94605

Oakland, CASan Francisco-Oakland-Berkeley, CA

Median home value in zip code 94605 (Oakland, CA) is $650K, down 9.3% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →

Home Value$650,076
YoY Change
-9.3%
AFFORDABILITY

Enter your income for 94605 (Oakland).

$130,015 on $650,076
Out of reach — 60.9% of income

Need $163,114/yr to afford.

PITI$3,806
P/I60.9%
Afford$299K
Gap-$351K
P&I $3,287Tax $368Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

94605 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis
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