Median home value in zip code 94607 (Oakland, CA) is $525,332, down 11.7% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$525,332

YoY Change

-11.7%

Prices falling — better for buyers.

Affordability

Enter your income for 94607 (Oakland).

Income (annual)

Down Payment

$105,066 on $525,332

Example: $75,000 household income. Change it above to see your own.

Out of reach49.7% of income

Need $133,029/yr to afford.

PITI$3,104

P/I49.7%

Afford$296K

Gap-$229K

P&I $2,656Tax $298Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94607 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.