Median home value in zip code 94609 (Oakland, CA) is $912,935, down 9.6% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$912,935

YoY Change

-9.6%

Prices falling — better for buyers.

Affordability

Enter your income for 94609 (Oakland).

Income (annual)

Down Payment

$182,587 on $912,935

Example: $75,000 household income. Change it above to see your own.

Out of reach84.5% of income

Need $226,457/yr to afford.

PITI$5,284

P/I84.5%

Afford$302K

Gap-$611K

P&I $4,616Tax $517Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94609 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis

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