Median home value in zip code 94612 (Oakland, CA) is $539,150, down 13.4% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$539,150

YoY Change

-13.4%

Prices falling — better for buyers.

Affordability

Enter your income for 94612 (Oakland).

Income (annual)

Down Payment

$107,830 on $539,150

Example: $75,000 household income. Change it above to see your own.

Out of reach50.9% of income

Need $136,371/yr to afford.

PITI$3,182

P/I50.9%

Afford$297K

Gap-$243K

P&I $2,726Tax $306Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94612 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis

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