Median home value in zip code 94612 (Oakland, CA) is $539K, down 13.4% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →
Home Value$539,150
YoY Change
-13.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 94612 (Oakland).
$107,830 on $539,150
Out of reach — 50.9% of income
Need $136,371/yr to afford.
PITI$3,182
P/I50.9%
Afford$297K
Gap-$243K
P&I $2,726Tax $306Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
94612 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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