Zip Code

94621

Oakland, CASan Francisco-Oakland-Berkeley, CA

Median home value in zip code 94621 (Oakland, CA) is $443K, down 10.7% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →

Home Value$442,765
YoY Change
-10.7%
AFFORDABILITY

Enter your income for 94621 (Oakland).

$88,553 on $442,765
Out of reach — 42.2% of income

Need $113,143/yr to afford.

PITI$2,640
P/I42.2%
Afford$294K
Gap-$149K
P&I $2,239Tax $251Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

94621 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis
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94621 (Oakland, CA) Housing Market | CrashWatch