Median home value in zip code 94801 (Richmond, CA) is $509,221, down 5.9% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$509,221

YoY Change

-5.9%

Prices falling — better for buyers.

Affordability

Enter your income for 94801 (Richmond).

Income (annual)

Down Payment

$101,844 on $509,221

Example: $75,000 household income. Change it above to see your own.

Out of reach48.2% of income

Need $129,129/yr to afford.

PITI$3,013

P/I48.2%

Afford$296K

Gap-$213K

P&I $2,575Tax $289Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94801 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.