Median home value in zip code 94804 (Richmond, CA) is $565,880, down 6.2% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Home Value$565,880

YoY Change

-6.2%

Prices falling — better for buyers.

Affordability

Enter your income for 94804 (Richmond).

Income (annual)

Down Payment

$113,176 on $565,880

Example: $75,000 household income. Change it above to see your own.

Out of reach53.3% of income

Need $142,800/yr to afford.

PITI$3,332

P/I53.3%

Afford$297K

Gap-$269K

P&I $2,861Tax $321Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94804 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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