Median home value in zip code 94805 (Richmond, CA) is $683K, down 4.8% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →

Home Value$682,557

YoY Change

-4.8%

AFFORDABILITY

Enter your income for 94805 (Richmond).

Income (annual)

Down Payment

$136,511 on $682,557

Out of reach — 63.8% of income

Need $170,914/yr to afford.

PITI$3,988

P/I63.8%

Afford$300K

Gap-$383K

P&I $3,451Tax $387Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

94805 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Francisco-Oakland-Berkeley, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free