Zip Code

94945

Novato, CASan Francisco-Oakland-Berkeley, CA

Median home value in zip code 94945 (Novato, CA) is $1061K, down 2.1% year over year. Part of the San Francisco-Oakland-Berkeley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Francisco-Oakland-Berkeley, CA metro →

Home Value$1,061,265
YoY Change
-2.1%
AFFORDABILITY

Enter your income for 94945 (Novato).

$212,253 on $1,061,265
Out of reach — 97.9% of income

Need $262,200/yr to afford.

PITI$6,118
P/I97.9%
Afford$304K
Gap-$758K
P&I $5,366Tax $601Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

94945 is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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94945 (Novato, CA) Housing Market | CrashWatch