Median home value in zip code 95003 (Aptos, CA) is $1,312,752, down 1.5% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.

Home Value$1,312,752

YoY Change

-1.5%

Prices falling — better for buyers.

Affordability

Enter your income for 95003 (Aptos).

Income (annual)

Down Payment

$262,550 on $1,312,752

Example: $75,000 household income. Change it above to see your own.

Out of reach121% of income

Need $324,214/yr to afford.

PITI$7,565

P/I121%

Afford$304K

Gap-$1.01M

P&I $6,638Tax $777Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95003 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Cruz-Watsonville, CA analysis

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