Median home value in zip code 95005 (Ben Lomond, CA) is $886,007, up 2.0% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.

Home Value$886,007

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 95005 (Ben Lomond).

Income (annual)

Down Payment

$177,201 on $886,007

Example: $75,000 household income. Change it above to see your own.

Out of reach82.5% of income

Need $220,886/yr to afford.

PITI$5,154

P/I82.5%

Afford$301K

Gap-$585K

P&I $4,480Tax $524Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95005 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Cruz-Watsonville, CA analysis

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