Zip Code

95005

Ben Lomond, CASanta Cruz-Watsonville, CA

Median home value in zip code 95005 (Ben Lomond, CA) is $886K, up 2.0% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Santa Cruz-Watsonville, CA metro →

Home Value$886,007
YoY Change
+2.0%
AFFORDABILITY

Enter your income for 95005 (Ben Lomond).

$177,201 on $886,007
Out of reach — 82.5% of income

Need $220,886/yr to afford.

PITI$5,154
P/I82.5%
Afford$301K
Gap-$585K
P&I $4,480Tax $524Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
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Metro Analysis

95005 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Cruz-Watsonville, CA analysis
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95005 (Ben Lomond, CA) Housing Market | CrashWatch