Zip Code

95007

Boulder Creek, CASanta Cruz-Watsonville, CA

Median home value in zip code 95007 (Boulder Creek, CA) is $739K, down 1.6% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Santa Cruz-Watsonville, CA metro →

Home Value$738,855
YoY Change
-1.6%
AFFORDABILITY

Enter your income for 95007 (Boulder Creek).

$147,771 on $738,855
Out of reach — 69.2% of income

Need $185,271/yr to afford.

PITI$4,323
P/I69.2%
Afford$299K
Gap-$440K
P&I $3,736Tax $437Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95007 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Cruz-Watsonville, CA analysis
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