Median home value in zip code 95007 (Boulder Creek, CA) is $738,855, down 1.6% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.

Home Value$738,855

YoY Change

-1.6%

Prices falling — better for buyers.

Affordability

Enter your income for 95007 (Boulder Creek).

Income (annual)

Down Payment

$147,771 on $738,855

Example: $75,000 household income. Change it above to see your own.

Out of reach69.2% of income

Need $185,271/yr to afford.

PITI$4,323

P/I69.2%

Afford$299K

Gap-$440K

P&I $3,736Tax $437Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95007 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Cruz-Watsonville, CA analysis

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