Median home value in zip code 95018 (Ben Lomond, CA) is $811K, down 0.2% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Santa Cruz-Watsonville, CA metro →

Home Value$811,200

YoY Change

-0.2%

AFFORDABILITY

Enter your income for 95018 (Ben Lomond).

Income (annual)

Down Payment

$162,240 on $811,200

Out of reach — 75.7% of income

Need $202,800/yr to afford.

PITI$4,732

P/I75.7%

Afford$300K

Gap-$511K

P&I $4,102Tax $480Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

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Metro Analysis

95018 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Cruz-Watsonville, CA analysis

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