Median home value in zip code 95018 (Ben Lomond, CA) is $811,200, down 0.2% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.

Home Value$811,200

YoY Change

-0.2%

Prices falling — better for buyers.

Affordability

Enter your income for 95018 (Ben Lomond).

Income (annual)

Down Payment

$162,240 on $811,200

Example: $75,000 household income. Change it above to see your own.

Out of reach75.7% of income

Need $202,800/yr to afford.

PITI$4,732

P/I75.7%

Afford$300K

Gap-$511K

P&I $4,102Tax $480Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95018 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Cruz-Watsonville, CA analysis

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