Zip Code

95019

Freedom, CASanta Cruz-Watsonville, CA

Median home value in zip code 95019 (Freedom, CA) is $748K, down 1.3% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Santa Cruz-Watsonville, CA metro →

Home Value$748,491
YoY Change
-1.3%
AFFORDABILITY

Enter your income for 95019 (Freedom).

$149,698 on $748,491
Out of reach — 70% of income

Need $187,629/yr to afford.

PITI$4,378
P/I70%
Afford$299K
Gap-$449K
P&I $3,785Tax $443Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95019 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Cruz-Watsonville, CA analysis
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