Median home value in zip code 95019 (Freedom, CA) is $748K, down 1.3% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Santa Cruz-Watsonville, CA metro →
Home Value$748,491
YoY Change
-1.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95019 (Freedom).
$149,698 on $748,491
Out of reach — 70% of income
Need $187,629/yr to afford.
PITI$4,378
P/I70%
Afford$299K
Gap-$449K
P&I $3,785Tax $443Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95019 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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