Median home value in zip code 95020 (Gilroy, CA) is $1,065,926, down 2.9% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$1,065,926

YoY Change

-2.9%

Prices falling — better for buyers.

Affordability

Enter your income for 95020 (Gilroy).

Income (annual)

Down Payment

$213,185 on $1,065,926

Example: $75,000 household income. Change it above to see your own.

Out of reach98.6% of income

Need $264,086/yr to afford.

PITI$6,162

P/I98.6%

Afford$303K

Gap-$763K

P&I $5,390Tax $622Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95020 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

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