Median home value in zip code 95046 (San Martin, CA) is $1587K, up 2.1% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Jose-Sunnyvale-Santa Clara, CA metro →

Home Value$1,587,449

YoY Change

+2.1%

AFFORDABILITY

Enter your income for 95046 (San Martin).

Income (annual)

Down Payment

$317,490 on $1,587,449

Out of reach — 145.6% of income

Need $390,129/yr to afford.

PITI$9,103

P/I145.6%

Afford$305K

Gap-$1282K

P&I $8,027Tax $926Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95046 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free