Median home value in zip code 95046 (San Martin, CA) is $1,587,449, up 2.1% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$1,587,449

YoY Change

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 95046 (San Martin).

Income (annual)

Down Payment

$317,490 on $1,587,449

Example: $75,000 household income. Change it above to see your own.

Out of reach145.6% of income

Need $390,129/yr to afford.

PITI$9,103

P/I145.6%

Afford$305K

Gap-$1.28M

P&I $8,027Tax $926Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95046 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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