Median home value in zip code 95062 (Santa Cruz, CA) is $1,282,578, up 0.9% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.

Home Value$1,282,578

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 95062 (Santa Cruz).

Income (annual)

Down Payment

$256,516 on $1,282,578

Example: $75,000 household income. Change it above to see your own.

Out of reach118.3% of income

Need $316,886/yr to afford.

PITI$7,394

P/I118.3%

Afford$304K

Gap-$979K

P&I $6,485Tax $759Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95062 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Cruz-Watsonville, CA analysis

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