Median home value in zip code 95066 (Scotts Valley, CA) is $1,243,517, up 1.6% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.

Home Value$1,243,517

YoY Change

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 95066 (Scotts Valley).

Income (annual)

Down Payment

$248,703 on $1,243,517

Example: $75,000 household income. Change it above to see your own.

Out of reach114.8% of income

Need $307,457/yr to afford.

PITI$7,174

P/I114.8%

Afford$303K

Gap-$940K

P&I $6,288Tax $736Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95066 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Cruz-Watsonville, CA analysis

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