Median home value in zip code 95070 (Saratoga, CA) is $4,068,281, up 2.5% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$4,068,281

YoY Change

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 95070 (Saratoga).

Income (annual)

Down Payment

$813,656 on $4,068,281

Example: $75,000 household income. Change it above to see your own.

Out of reach369.5% of income

Need $989,786/yr to afford.

PITI$23,095

P/I369.5%

Afford$308K

Gap-$3.76M

P&I $20,571Tax $2,373Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95070 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.