Median home value in zip code 95076 (Watsonville, CA) is $825,721, down 0.6% year over year. Part of the Santa Cruz-Watsonville, CA metropolitan area.

Home Value$825,721

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 95076 (Watsonville).

Income (annual)

Down Payment

$165,144 on $825,721

Example: $75,000 household income. Change it above to see your own.

Out of reach77% of income

Need $206,314/yr to afford.

PITI$4,814

P/I77%

Afford$300K

Gap-$526K

P&I $4,175Tax $489Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95076 is part of the Santa Cruz-Watsonville, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Santa Cruz-Watsonville, CA analysis

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