Median home value in zip code 95116 (San Jose, CA) is $936,838, down 4.1% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$936,838

YoY Change

-4.1%

Prices falling — better for buyers.

Affordability

Enter your income for 95116 (San Jose).

Income (annual)

Down Payment

$187,368 on $936,838

Example: $75,000 household income. Change it above to see your own.

Out of reach86.9% of income

Need $232,886/yr to afford.

PITI$5,434

P/I86.9%

Afford$302K

Gap-$635K

P&I $4,737Tax $546Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95116 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

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