Median home value in zip code 95116 (San Jose, CA) is $937K, down 4.1% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Jose-Sunnyvale-Santa Clara, CA metro →
Home Value$936,838
YoY Change
-4.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95116 (San Jose).
$187,368 on $936,838
Out of reach — 86.9% of income
Need $232,886/yr to afford.
PITI$5,434
P/I86.9%
Afford$302K
Gap-$635K
P&I $4,737Tax $546Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95116 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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