Median home value in zip code 95118 (San Jose, CA) is $1,676,126, up 0.6% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$1,676,126

YoY Change

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 95118 (San Jose).

Income (annual)

Down Payment

$335,225 on $1,676,126

Example: $75,000 household income. Change it above to see your own.

Out of reach153.6% of income

Need $411,557/yr to afford.

PITI$9,603

P/I153.6%

Afford$305K

Gap-$1.37M

P&I $8,475Tax $978Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95118 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

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