Median home value in zip code 95118 (San Jose, CA) is $1676K, up 0.6% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Jose-Sunnyvale-Santa Clara, CA metro →
Home Value$1,676,126
YoY Change
+0.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95118 (San Jose).
$335,225 on $1,676,126
Out of reach — 153.6% of income
Need $411,557/yr to afford.
PITI$9,603
P/I153.6%
Afford$305K
Gap-$1371K
P&I $8,475Tax $978Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95118 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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