Median home value in zip code 95120 (San Jose, CA) is $2256K, up 2.5% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Jose-Sunnyvale-Santa Clara, CA metro →
Home Value$2,256,137
YoY Change
+2.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95120 (San Jose).
$451,227 on $2,256,137
Out of reach — 206% of income
Need $551,743/yr to afford.
PITI$12,874
P/I206%
Afford$307K
Gap-$1949K
P&I $11,408Tax $1,316Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95120 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
View San Jose-Sunnyvale-Santa Clara, CA analysisWant deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free