Median home value in zip code 95120 (San Jose, CA) is $2,256,137, up 2.5% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$2,256,137

YoY Change

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 95120 (San Jose).

Income (annual)

Down Payment

$451,227 on $2,256,137

Example: $75,000 household income. Change it above to see your own.

Out of reach206% of income

Need $551,743/yr to afford.

PITI$12,874

P/I206%

Afford$307K

Gap-$1.95M

P&I $11,408Tax $1,316Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95120 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

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