Median home value in zip code 95121 (San Jose, CA) is $1257K, down 2.4% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Jose-Sunnyvale-Santa Clara, CA metro →
Home Value$1,256,963
YoY Change
-2.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95121 (San Jose).
$251,393 on $1,256,963
Out of reach — 115.8% of income
Need $310,243/yr to afford.
PITI$7,239
P/I115.8%
Afford$304K
Gap-$953K
P&I $6,356Tax $733Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95121 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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