Median home value in zip code 95122 (San Jose, CA) is $990,519, down 4.6% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$990,519

YoY Change

-4.6%

Prices falling — better for buyers.

Affordability

Enter your income for 95122 (San Jose).

Income (annual)

Down Payment

$198,104 on $990,519

Example: $75,000 household income. Change it above to see your own.

Out of reach91.8% of income

Need $245,829/yr to afford.

PITI$5,736

P/I91.8%

Afford$302K

Gap-$688K

P&I $5,009Tax $578Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95122 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

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