Median home value in zip code 95123 (San Jose, CA) is $1382K, down 3.9% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Jose-Sunnyvale-Santa Clara, CA metro →
Home Value$1,381,573
YoY Change
-3.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95123 (San Jose).
$276,315 on $1,381,573
Out of reach — 127.1% of income
Need $340,371/yr to afford.
PITI$7,942
P/I127.1%
Afford$304K
Gap-$1077K
P&I $6,986Tax $806Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95123 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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