Zip Code

95123

San Jose, CASan Jose-Sunnyvale-Santa Clara, CA

Median home value in zip code 95123 (San Jose, CA) is $1382K, down 3.9% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Jose-Sunnyvale-Santa Clara, CA metro →

Home Value$1,381,573
YoY Change
-3.9%
AFFORDABILITY

Enter your income for 95123 (San Jose).

$276,315 on $1,381,573
Out of reach — 127.1% of income

Need $340,371/yr to afford.

PITI$7,942
P/I127.1%
Afford$304K
Gap-$1077K
P&I $6,986Tax $806Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95123 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis
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