Median home value in zip code 95123 (San Jose, CA) is $1,381,573, down 3.9% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$1,381,573

YoY Change

-3.9%

Prices falling — better for buyers.

Affordability

Enter your income for 95123 (San Jose).

Income (annual)

Down Payment

$276,315 on $1,381,573

Example: $75,000 household income. Change it above to see your own.

Out of reach127.1% of income

Need $340,371/yr to afford.

PITI$7,942

P/I127.1%

Afford$304K

Gap-$1.08M

P&I $6,986Tax $806Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95123 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

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