Median home value in zip code 95124 (San Jose, CA) is $1,961,135, up 1.2% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$1,961,135

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 95124 (San Jose).

Income (annual)

Down Payment

$392,227 on $1,961,135

Example: $75,000 household income. Change it above to see your own.

Out of reach179.4% of income

Need $480,471/yr to afford.

PITI$11,211

P/I179.4%

Afford$306K

Gap-$1.66M

P&I $9,917Tax $1,144Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95124 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

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