Median home value in zip code 95127 (San Jose, CA) is $1109K, down 5.4% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Jose-Sunnyvale-Santa Clara, CA metro →
Home Value$1,109,005
YoY Change
-5.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95127 (San Jose).
$221,801 on $1,109,005
Out of reach — 102.5% of income
Need $274,500/yr to afford.
PITI$6,405
P/I102.5%
Afford$303K
Gap-$806K
P&I $5,608Tax $647Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95127 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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