Median home value in zip code 95127 (San Jose, CA) is $1,109,005, down 5.4% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$1,109,005

YoY Change

-5.4%

Prices falling — better for buyers.

Affordability

Enter your income for 95127 (San Jose).

Income (annual)

Down Payment

$221,801 on $1,109,005

Example: $75,000 household income. Change it above to see your own.

Out of reach102.5% of income

Need $274,500/yr to afford.

PITI$6,405

P/I102.5%

Afford$303K

Gap-$806K

P&I $5,608Tax $647Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95127 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

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