Median home value in zip code 95128 (San Jose, CA) is $1469K, down 0.3% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: San Jose-Sunnyvale-Santa Clara, CA metro →
Home Value$1,469,372
YoY Change
-0.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95128 (San Jose).
$293,874 on $1,469,372
Out of reach — 135% of income
Need $361,586/yr to afford.
PITI$8,437
P/I135%
Afford$305K
Gap-$1165K
P&I $7,430Tax $857Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95128 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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