Median home value in zip code 95128 (San Jose, CA) is $1,469,372, down 0.3% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$1,469,372

YoY Change

-0.3%

Prices falling — better for buyers.

Affordability

Enter your income for 95128 (San Jose).

Income (annual)

Down Payment

$293,874 on $1,469,372

Example: $75,000 household income. Change it above to see your own.

Out of reach135% of income

Need $361,586/yr to afford.

PITI$8,437

P/I135%

Afford$305K

Gap-$1.16M

P&I $7,430Tax $857Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95128 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

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