Median home value in zip code 95130 (San Jose, CA) is $2168K, up 1.3% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Jose-Sunnyvale-Santa Clara, CA metro →

Home Value$2,168,311

YoY Change

+1.3%

AFFORDABILITY

Enter your income for 95130 (San Jose).

Income (annual)

Down Payment

$433,662 on $2,168,311

Out of reach — 198.1% of income

Need $530,529/yr to afford.

PITI$12,379

P/I198.1%

Afford$307K

Gap-$1862K

P&I $10,964Tax $1,265Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95130 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free