Median home value in zip code 95131 (San Jose, CA) is $1,368,897, down 4.9% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$1,368,897

YoY Change

-4.9%

Prices falling — better for buyers.

Affordability

Enter your income for 95131 (San Jose).

Income (annual)

Down Payment

$273,779 on $1,368,897

Example: $75,000 household income. Change it above to see your own.

Out of reach125.9% of income

Need $337,286/yr to afford.

PITI$7,870

P/I125.9%

Afford$304K

Gap-$1.06M

P&I $6,922Tax $799Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95131 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

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