Median home value in zip code 95132 (San Jose, CA) is $1,672,154, down 2.1% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$1,672,154

YoY Change

-2.1%

Prices falling — better for buyers.

Affordability

Enter your income for 95132 (San Jose).

Income (annual)

Down Payment

$334,431 on $1,672,154

Example: $75,000 household income. Change it above to see your own.

Out of reach153.3% of income

Need $410,614/yr to afford.

PITI$9,581

P/I153.3%

Afford$305K

Gap-$1.37M

P&I $8,455Tax $975Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95132 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

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