Median home value in zip code 95135 (San Jose, CA) is $1758K, down 0.3% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: San Jose-Sunnyvale-Santa Clara, CA metro →

Home Value$1,758,213

YoY Change

-0.3%

AFFORDABILITY

Enter your income for 95135 (San Jose).

Income (annual)

Down Payment

$351,643 on $1,758,213

Out of reach — 161.1% of income

Need $431,400/yr to afford.

PITI$10,066

P/I161.1%

Afford$306K

Gap-$1453K

P&I $8,890Tax $1,026Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95135 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free