Median home value in zip code 95148 (San Jose, CA) is $1,539,922, down 1.8% year over year. Part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area.

Home Value$1,539,922

YoY Change

-1.8%

Prices falling — better for buyers.

Affordability

Enter your income for 95148 (San Jose).

Income (annual)

Down Payment

$307,984 on $1,539,922

Example: $75,000 household income. Change it above to see your own.

Out of reach141.4% of income

Need $378,643/yr to afford.

PITI$8,835

P/I141.4%

Afford$305K

Gap-$1.23M

P&I $7,787Tax $898Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95148 is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View San Jose-Sunnyvale-Santa Clara, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.