Median home value in zip code 95202 (Stockton, CA) is $334,147, down 0.8% year over year. Part of the Stockton, CA metropolitan area.

Home Value$334,147

YoY Change

-0.8%

Prices falling — better for buyers.

Affordability

Enter your income for 95202 (Stockton).

Income (annual)

Down Payment

$66,829 on $334,147

Example: $75,000 household income. Change it above to see your own.

Stretch32.6% of income

Above 28% but manageable with cuts.

PITI$2,037

P/I32.6%

Afford$287K

Gap-$47K

P&I $1,690Tax $198Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95202 is part of the Stockton, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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