Median home value in zip code 95205 (Stockton, CA) is $325,016, down 5.3% year over year. Part of the Stockton, CA metropolitan area.

Home Value$325,016

YoY Change

-5.3%

Prices falling — better for buyers.

Affordability

Enter your income for 95205 (Stockton).

Income (annual)

Down Payment

$65,003 on $325,016

Example: $75,000 household income. Change it above to see your own.

Stretch31.8% of income

Above 28% but manageable with cuts.

PITI$1,986

P/I31.8%

Afford$286K

Gap-$39K

P&I $1,643Tax $192Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95205 is part of the Stockton, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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