Zip Code

95205

Stockton, CAStockton, CA

Median home value in zip code 95205 (Stockton, CA) is $325K, down 5.3% year over year. Part of the Stockton, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Stockton, CA metro →

Home Value$325,016
YoY Change
-5.3%
AFFORDABILITY

Enter your income for 95205 (Stockton).

$65,003 on $325,016
Stretch — 31.8% of income

Above 28% but manageable with cuts.

PITI$1,986
P/I31.8%
Afford$286K
Gap-$39K
P&I $1,643Tax $192Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95205 is part of the Stockton, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Stockton, CA analysis
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