Median home value in zip code 95206 (Stockton, CA) is $415,969, down 4.6% year over year. Part of the Stockton, CA metropolitan area.

Home Value$415,969

YoY Change

-4.6%

Prices falling — better for buyers.

Affordability

Enter your income for 95206 (Stockton).

Income (annual)

Down Payment

$83,194 on $415,969

Example: $75,000 household income. Change it above to see your own.

Out of reach40% of income

Need $107,100/yr to afford.

PITI$2,499

P/I40%

Afford$291K

Gap-$125K

P&I $2,103Tax $246Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95206 is part of the Stockton, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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