Median home value in zip code 95212 (Stockton, CA) is $543,724, down 3.8% year over year. Part of the Stockton, CA metropolitan area.

Home Value$543,724

YoY Change

-3.8%

Prices falling — better for buyers.

Affordability

Enter your income for 95212 (Stockton).

Income (annual)

Down Payment

$108,745 on $543,724

Example: $75,000 household income. Change it above to see your own.

Out of reach51.5% of income

Need $138,043/yr to afford.

PITI$3,221

P/I51.5%

Afford$295K

Gap-$248K

P&I $2,749Tax $322Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95212 is part of the Stockton, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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