Median home value in zip code 95224 (Murphys, CA) is $386,534, down 2.7% year over year.

Home Value$386,534

YoY Change

-2.7%

Prices falling — better for buyers.

Affordability

Enter your income for 95224 (Murphys).

Income (annual)

Down Payment

$77,307 on $386,534

Example: $75,000 household income. Change it above to see your own.

Out of reach37.3% of income

Need $99,986/yr to afford.

PITI$2,333

P/I37.3%

Afford$290K

Gap-$97K

P&I $1,955Tax $229Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.