Median home value in zip code 95233 (Murphys, CA) is $360K, down 3.9% year over year. Part of the Sonora, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Sonora, CA metro →

Home Value$360,217

YoY Change

-3.9%

AFFORDABILITY

Enter your income for 95233 (Murphys).

Income (annual)

Down Payment

$72,043 on $360,217

Stretch — 35% of income

Above 28% but manageable with cuts.

PITI$2,185

P/I35%

Afford$289K

Gap-$72K

P&I $1,821Tax $213Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

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Metro Analysis

95233 is part of the Sonora, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sonora, CA analysis

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