Median home value in zip code 95233 (Murphys, CA) is $360,217, down 3.9% year over year. Part of the Sonora, CA metropolitan area.

Home Value$360,217

YoY Change

-3.9%

Prices falling — better for buyers.

Affordability

Enter your income for 95233 (Murphys).

Income (annual)

Down Payment

$72,043 on $360,217

Example: $75,000 household income. Change it above to see your own.

Stretch35% of income

Above 28% but manageable with cuts.

PITI$2,185

P/I35%

Afford$289K

Gap-$72K

P&I $1,821Tax $213Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95233 is part of the Sonora, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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