Median home value in zip code 95240 (Lodi, CA) is $465,297, down 3.2% year over year. Part of the Stockton, CA metropolitan area.

Home Value$465,297

YoY Change

-3.2%

Prices falling — better for buyers.

Affordability

Enter your income for 95240 (Lodi).

Income (annual)

Down Payment

$93,059 on $465,297

Example: $75,000 household income. Change it above to see your own.

Out of reach44.4% of income

Need $119,057/yr to afford.

PITI$2,778

P/I44.4%

Afford$293K

Gap-$172K

P&I $2,353Tax $275Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95240 is part of the Stockton, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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