Median home value in zip code 95242 (Lodi, CA) is $570K, down 3.0% year over year. Part of the Stockton, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Stockton, CA metro →
Home Value$570,016
YoY Change
-3.0%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95242 (Lodi).
$114,003 on $570,016
Out of reach — 53.9% of income
Need $144,429/yr to afford.
PITI$3,370
P/I53.9%
Afford$296K
Gap-$274K
P&I $2,882Tax $337Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95242 is part of the Stockton, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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