Median home value in zip code 95248 (Mokelumne Hill, CA) is $305,028, down 7.0% year over year.

Home Value$305,028

YoY Change

-7.0%

Prices falling — better for buyers.

Affordability

Enter your income for 95248 (Mokelumne Hill).

Income (annual)

Down Payment

$61,006 on $305,028

Example: $75,000 household income. Change it above to see your own.

Stretch30% of income

Above 28% but manageable with cuts.

PITI$1,873

P/I30%

Afford$285K

Gap-$20K

P&I $1,542Tax $180Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.