Median home value in zip code 95254 (Wallace, CA) is $543,879, down 4.6% year over year. Part of the Stockton, CA metropolitan area.

Home Value$543,879

YoY Change

-4.6%

Prices falling — better for buyers.

Affordability

Enter your income for 95254 (Wallace).

Income (annual)

Down Payment

$108,776 on $543,879

Example: $75,000 household income. Change it above to see your own.

Out of reach51.6% of income

Need $138,086/yr to afford.

PITI$3,222

P/I51.6%

Afford$295K

Gap-$248K

P&I $2,750Tax $322Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95254 is part of the Stockton, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Stockton, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.