Median home value in zip code 95307 (Ceres, CA) is $448K, down 0.2% year over year. Part of the Modesto, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Modesto, CA metro →
Home Value$447,596
YoY Change
-0.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95307 (Ceres).
$89,519 on $447,596
Out of reach — 42.8% of income
Need $114,771/yr to afford.
PITI$2,678
P/I42.8%
Afford$292K
Gap-$155K
P&I $2,263Tax $265Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95307 is part of the Modesto, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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